Staged claims don't announce themselves. Tampered documents do.
Insurance fraud costs the industry billions annually - and the majority of it starts with a document. Inflated invoices, doctored repair quotes, fabricated medical certificates, and edited receipts slip through claims workflows that rely on human review. A forensic check on every submission catches the edits before you pay out.
$308B+
lost to insurance fraud globally each year
10–15%
of all claims involve some form of document fraud
$0.50
per document to verify - a fraction of any fraudulent payout
The problem
What fraud looks like in insurance claims
Inflated repair and medical invoices
Line item amounts, totals, and GST figures are edited on otherwise genuine invoices to inflate the claim value. Table row alignment and arithmetic consistency checks expose the edits.
Fabricated receipts and proof-of-purchase
AI tools now generate convincing receipts for items that were never purchased. Merchant branding, thermal print texture, transaction IDs, and date plausibility are all checked forensically.
Edited medical certificates
Diagnosis dates, injury descriptions, and practitioner details are altered on medical documents to strengthen claims. Font consistency, stamp authenticity, and signature analysis reveal tampering.
How TamperCheck helps
A forensic verdict in about a minute
Every document submitted with a claim - invoice, receipt, certificate, or report - can be run through TamperCheck via a single API call at the point of lodgement. Your claims team gets a clear verdict with specific findings, so genuine claims move fast and suspicious ones get flagged before authorisation.
What we check
- Table row and column alignment integrity
- Arithmetic consistency (subtotals, tax, totals)
- Merchant and issuer branding plausibility
- Physical stamp vs digitally placed overlay detection
- Handwritten signature analysis and forgery checks
- AI-generated content detection across receipts and certificates
Documents we verify
Common document types in insurance claims
Frequently asked
Common questions about insurance claims
How does TamperCheck detect inflated insurance invoices?
TamperCheck verifies that every line item, subtotal, tax line, and total reconciles arithmetically, and that font metrics are consistent across edited and unedited fields. Inflated invoices almost always break this chain - a single altered figure exposes the edit.
Can it detect AI-generated receipts and proof-of-purchase?
Yes. Generative AI receipt tools produce documents with spectral signatures and noise patterns that real thermal printers and POS systems don't. The CV layer is trained on these signatures and flags synthetic receipts that pass visual inspection.
How is this used in a claims workflow?
Most insurers integrate TamperCheck at the document submission step. Every uploaded invoice, receipt, or medical certificate is sent to the API; the verdict gates the claim's progress to authorisation. Clean documents move fast; flagged ones are routed to a fraud investigator.
What's the cost relative to a fraudulent payout?
$0.50 per document. The average inflated insurance claim costs the insurer thousands to tens of thousands of dollars. Verification cost is a rounding error against any single avoided fraudulent payout.
See it working on your documents
Start with $5 in free credits - no contract, no card required. Upload your first document and get a verdict in about a minute.