# Detect tampered and deepfake Fixed Deposit Receipt > A fixed deposit receipt is the bank's acknowledgement that money is locked away for a term at a stated rate. It is accepted as evidence of funds and as collateral, so forged receipts show up in loan applications and visa files. The receipt is short, and its numbers are tied: principal, rate, and tenure determine the maturity value, and the dates have to run in the right order. **Canonical URL:** https://tampercheck.ai/documents-support/fixed_deposit_receipt **API document class:** `fixed_deposit_receipt` --- ## What a genuine fixed deposit receipt contains A fixed deposit receipt names the depositor and any joint holder, the deposit or receipt number, the branch, and the principal amount. It states the interest rate, the tenure, the deposit date, the maturity date, and the maturity value, along with instructions for renewal or payout. A bank stamp and an authorised signature complete it, and a lien marking appears when the deposit secures a loan. The maturity value follows from principal, rate, tenure, and the bank's compounding convention, so a receipt showing a maturity value that no convention reproduces is inconsistent. The maturity date is the deposit date plus the tenure. The deposit number follows the bank's format, and the branch should exist. A lien note matters: a deposit pledged elsewhere cannot back a second borrowing. ## How fixed deposit receipt forgeries are made ### Principal inflation The amount deposited is increased to show more security than exists. Maturity value and interest are then inconsistent with the new principal unless they were also rewritten. ### Maturity re-dating Dates are moved to make an old deposit look current. The tenure no longer fits the interval between deposit and maturity. ### Fabricated receipts A full receipt is invented on a bank's branding with a plausible number. Resampled logos, a wrong number format, and an even stamp mark it as assembled rather than issued. ### Lien concealment A marking showing that the deposit is pledged is removed. The blank area often differs in texture from the rest of the page, and the deposit shows as encumbered when the bank is asked. ## What TamperCheck checks on a fixed deposit receipt TamperCheck runs 200+ forensic checks across three layers and returns a risk score from 0 to 100 with plain-English findings tied to specific regions of the document. These three carry the most weight on this document class. ### Embossed seal analysis A physically embossed seal deforms the paper it sits on. A seal that was scanned and reprinted is flat, and the two separate cleanly under analysis even when they are hard to tell apart by eye. ### Arithmetic reconciliation Stated totals are recomputed from their components, and running or cumulative figures are checked for continuity across periods. A single edited value breaks the chain even when the page still looks right. ### Stamp authenticity and placement Stamps are assessed for whether the ink was impressed onto the page or printed as part of it, and for whether the impression was placed digitally after the fact. ### And many more checks The three above are the layers that carry the most weight on a fixed deposit receipt. Every upload runs the full suite of 200+ checks regardless of document class, spanning file structure and metadata, pixel-level forensics, font and text rendering, optical and print characteristics, provenance signals, AI-generation signatures, and many more checks. ## Who verifies a fixed deposit receipt, and why Lenders taking deposits as security, embassies, and compliance teams. In each case the document is being used to unlock money, access, or a legal status, which is exactly what makes it worth forging. ## How to verify a fixed deposit receipt in 4 steps 1. **Check the fields against each other.** Read principal amount, maturity value and date, and deposit number together rather than one at a time. Forgers typically change one value and leave the rest of the document describing the original. 2. **Inspect the file metadata.** Open the document properties and look at the producer, creation date, and modification date. A document produced by a consumer PDF editor, or created long after the date printed on its face, is worth a closer look. 3. **Ask for a second document.** Request a corroborating document from the same issuer or an adjacent period. Forgery effort concentrates on one file, so inconsistencies surface as soon as there are two to compare. 4. **Run a forensic check.** Manual review catches obvious edits but not field-level pixel manipulation or synthetic generation. TamperCheck runs 200+ forensic checks on a fixed deposit receipt and returns a risk score from 0 to 100 in about a minute, at $0.50 per document. ## Frequently asked questions ### How do lenders check a fixed deposit receipt? They confirm the deposit with the issuing bank, check that the maturity value follows from principal, rate, and tenure, and look for a lien marking. Forensic analysis of the receipt shows whether its amounts and dates were edited. ### Can a fixed deposit certificate be faked? Yes. Receipts are short, and printed stamps are easy to copy. Forging one convincingly is harder than it looks, because the maturity value, dates, and number format all have to agree, and the pasted stamp keeps the tone of its source. ### What is the difference between a fixed deposit and a certificate of deposit? They are the same idea under different names by region: money placed with a bank for a fixed term at a stated rate. The receipt or certificate records principal, rate, term, and maturity value. ### Why does the lien marking matter on a fixed deposit receipt? It shows whether the deposit is already pledged as security for another loan. A pledged deposit cannot be counted twice, so removing or hiding the marking makes a receipt look more valuable than it is. ## Related document types - Payslip: https://tampercheck.ai/documents-support/payslip - Salary Certificate: https://tampercheck.ai/documents-support/salary_certificate - Bank Statement: https://tampercheck.ai/documents-support/bank_statement - Tax Form: https://tampercheck.ai/documents-support/tax_form - Tax Return: https://tampercheck.ai/documents-support/tax_return - Employment Contract: https://tampercheck.ai/documents-support/employment_contract --- Try TamperCheck now: https://tampercheck.ai/dashboard · Docs: https://tampercheck.ai/docs · Pricing: https://tampercheck.ai/pricing